› How an engagement runs
The recovery process
Each step closes a check before the next one opens. You see the working at every stage.
01 — Introductory consultation
A first conversation, in person at our Bangkok office or by video, where we listen to the situation and confirm whether debt recovery planning is the right fit. We explain what we can and cannot do, and what documents an engagement would need.
02 — Document and cash-flow review
You share statements, contracts and repayment letters. We assemble an honest cash-flow picture and rank obligations by cost and pressure. Nothing here is estimated where a document exists — we use the figures on the page.
03 — Recovery options laid out
Refinancing, restructuring, prioritised payoff, negotiation with lenders, or a combination — written down with trade-offs, not a single “best” answer. You see why each option is on the table and what it costs you over time.
04 — Written recovery plan
A month-by-month plan with targets, a contingency for income shocks, and a clear point where you can take it over yourself. The plan is delivered as a written document you keep, not a slide deck.
05 — Follow-up check-ins
Scheduled reviews to confirm the plan still matches reality, adjust when circumstances move, and close the engagement when it stands on its own. Check-ins are spaced to the plan, not billed by the call.
What you will need
Recent pay slips or income records, statements for every loan and card, any repayment letters from lenders, and a rough monthly figure for household essentials. We send a short checklist before the first consultation so nothing is gathered twice.
